This Device Is Locked Due To An Overdue Installment Payment Xiaomi Exclusive Jun 2026

The “Xiaomi Exclusive” tag refers to Xiaomi’s official device financing or carrier-locked installment programs. Unlike buying an unlocked phone from a retail store, many users purchase Xiaomi devices through:

A PIN, pattern, or password is a screen lock that protects a device that is already set up. A factory reset can remove this type of lock. On the other hand, "This device is locked" is an activation lock that operates at a deeper, system level. It locks the device before the operating system fully boots and can only be removed by logging into the correct Mi Account or by a customer service representative. The “Xiaomi Exclusive” tag refers to Xiaomi’s official

Before buying a used Xiaomi:

Even if a temporary bypass is found, a system update can re-lock the phone instantly. On the other hand, "This device is locked"