Adjust your Bank or Rep values, then hit the "Save" or "Export" button.
While many players use edited saves in online free roam without issues, you should avoid using "impossible" stats or mods that give you an unfair advantage in competitive PvP races. This is where you risk being reported by other players. Conclusion Nfs Heat Save Editor
The Save Editor. Pre-made saves are fine, but nothing beats tailoring the game to your exact preference. Adjust your Bank or Rep values, then hit