The file ul.cfg is a game index list used by OPL to identify and display titles stored on a FAT32-formatted USB drive. For OPL to recognize your games, the ul.cfg file must be present and intact; its absence will result in OPL seeing no games at all. Games on FAT32 are split into smaller 1GB parts, and the ul.cfg file catalogs these fragments so OPL knows how to load them.
You typically do not "download" a universal ul.cfg file; instead, you one unique to your game collection using specialized utilities. ul cfg file ps2 download
This is the standard way to create the file while transferring games. You can find USBUtil on community sites like The file ul